Terms of Service

Acceptance of Terms

These Terms of Service (“Terms”) govern your use of all apps, websites, and services developed and operated by Jogoh (referred to as “we”, “our”, or “us”). By downloading, installing, or using any of our products, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Eligibility

You must be at least 13 years old to use our apps and services. By using them, you confirm that you meet this age requirement. Users between 13 and 18 should review these Terms with a parent or guardian.

Accounts & Responsibility

Some of our apps require you to sign in with a Google account. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under it. Notify us immediately if you suspect unauthorized use of your account.

Acceptable Use

You agree not to use our apps or services to:

• Violate any applicable law or regulation
• Impersonate any person or entity
• Distribute spam, malware, or other harmful content
• Attempt to gain unauthorized access to our systems or other users' data
• Engage in any activity that disrupts or degrades the service

Subscriptions & Billing

Certain apps offer premium features through paid subscriptions managed via Google Play or the App Store. Subscriptions auto-renew unless cancelled through the relevant platform store before the end of the billing period. Refunds for partial billing periods are subject to the platform store's refund policy, not ours. We do not store or process payment information directly.

Intellectual Property

All original content, features, and functionality of our apps and websites are the exclusive property of Jogoh. You are granted a limited, non-exclusive, non-transferable, revocable license to use our apps for personal, non-commercial purposes. You may not copy, modify, distribute, or reverse-engineer any part of our services without prior written permission.

User-Generated Content

Content you create within our apps (notes, budgets, entries, etc.) remains yours. By storing content in our cloud services, you grant us a limited license to host and process that content solely for the purpose of delivering the service to you. We do not use your personal content for advertising or train AI models on it.

Disclaimer of Warranties

Our apps and services are provided “as is” and “as available” without warranties of any kind. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components. Any decisions you make based on information shown in our apps are solely your responsibility.

Limitation of Liability

To the fullest extent permitted by law, Jogoh shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — our apps or services, even if advised of the possibility of such damages.

Termination

We may suspend or terminate your access to any of our services at any time, without prior notice, if you breach these Terms or if we discontinue a product. You may stop using our apps at any time. Upon termination, your right to use the service ceases immediately.

Governing Law

These Terms are governed by the laws of the jurisdiction in which you reside, without regard to conflict of law provisions. Any disputes arising from use of our services shall be resolved in the appropriate jurisdiction.

Changes to These Terms

We may revise these Terms at any time. The “Last updated” date reflects the most recent revision. Continued use of our apps after changes constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.

Contact

Questions about these Terms? Reach out at jonggietechie@gmail.com.